Santa Monica and Pacific Palisades real estate and homes for sale in California. Including North of Wilshire real estate and North of Montana homes - Kate Bransfield, REALTOR® Kate Bransfield REALTOR(r) for Santa Monica and Pacific Palisades, California real estate, Including North of Wilshire real estate and North of Montana homes - NUMBER1EXPERT™ Kate Bransfield NUMBER1EXPERT(tm) for Santa Monica and Pacific Palisades, California real estate, Including North of Wilshire real estate and North of Montana homes

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Kate Bransfield, REALTORŪ, real estate agent and broker for Santa Monica and Pacific Palisades California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top Santa Monica real estate expert. Call me: 310-395-1133.

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Santa Monica and Pacific Palisades
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IF IT'S LISTED, I KNOW ABOUT IT!
For you, I have access to ALL active listings!
I subscribe to several services that send me ALL FISBO's (For Sale By Owner) listings each and every morning.
And, of course, through my site, you can access ALL of the listings on the MLS (Multiple Listing Service). 

Don't miss my Feature Homes. 

Need local real estate information? I've summarized much of what is important about the Santa Monica real estate market in this site. 

Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. 

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted, professional real estate partner, I will help you find the best home within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. As a top Santa Monica Realtor, I have the experience and track record you are looking for. Please let me help. 

- Kate Bransfield 




School Reports in Santa Monica and Pacific Palisades, California
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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California Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Santa Monica and Pacific Palisades 

Real Estate Tips
Buyers (First-Time) > Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

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Real Estate Trivia
Q  What weighs 320 tons and is considered the largest single block building?
A  Pyramid of Mycerinus (Third Pyramid) at El Gizeh, Egypt is the largest single block building and the world's oldest pyramid.
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Kate Bransfield, REALTORŪ, real estate agent and broker for Santa Monica and Pacific Palisades California home listings, property and land for sale - NUMBER1EXPERT(tm)

Kate Bransfield
Prudential - California Realty

3130 Wilshire Boulevard, Suite 100
Santa Monica, CA
90403
Phone: 310-395-1133
E-Fax: 310-496-0143
Email: kate@SantaMonicaListings.com
Kate@WestsideSpecialist.com

Kate Bransfield has lived and worked in Santa Monica for over 15 years. She combines old-fashioned service and integrity with state of the art technology to help you in any way she can. Receive daily updates of ALL new and reduced listings!...not just Kate's listings. Please do not hesitate to contact her for more information 310-395-1133 or kate@WestsideSpecialist.com.

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Welcome: Return to welcome/home page

Who Am I?: Who is Kate Bransfield of Santa Monica and Pacific Palisades, California?
Testimonials: What Kate Bransfield's clients are saying about this top Realtors real estate marketing
Quick Response Guarantee: Kate Bransfield guarantees a quick response to your email request for more California home buying & property selling information
Privacy Guarantee: Kate Bransfield guarantees this Santa Monica and Pacific Palisades real estate web site will respect your privacy
No Obligation Guarantee: Kate Bransfield's real estate help by email is free & without obligation for Santa Monica and Pacific Palisades home owners in California
For Realtors: Let Kate Bransfield help you with your professional real estate broker and agent needs in the Santa Monica and Pacific Palisades area
About NUMBER1EXPERTS: NUMBER1EXPERTS are top real estate professionals, find out more
Contact Information: How to contact Kate Bransfield, Santa Monica and Pacific Palisades real estate agent

Feature Homes: Homes, properties, & other real estate in Santa Monica and Pacific Palisades and California with virtual tours, photos, and more
Search All Local Listings: Search all Santa Monica and Pacific Palisades area MLS listings in California from real estate brokers
New Construction: New homes for sale, new construction and newly built properties and real estate subdivisions
Unique & Luxury Homes: Home buyers, find luxury homes, real estate, beach front properties, mansions, & acreage/land for sale on these top national & international listings web sites
International Properties: Find international homes for sale on these international/global real estate web sites from Canada, Europe, France, Germany, UK, Great Britain, Spain, Italy, Asia, Africa, and beyond
Search ALL the Experts' Homes: Search the best local homes for sale from all the real estate experts, agents, Realtors, and brokers

About Santa Monica and Pacific Palisades: Moving to Santa Monica and Pacific Palisades, California? Get info here...
Relocating?: Free real estate information & relocation package if you're relocating to Santa Monica and Pacific Palisades, CA
Local Economy: Local Santa Monica and Pacific Palisades economy information, and more
Golf: Local Santa Monica and Pacific Palisades golfing information, and more
For Kids: Local Santa Monica and Pacific Palisades activites and information for kids
Things To Do: Things to do in Santa Monica and Pacific Palisades information, and more
Local Restaurant Guide: Local Santa Monica and Pacific Palisades restaurant information, and more
Local Real Estate Market: Local Santa Monica and Pacific Palisades real estate market conditions, property valuation trends & forecasts, Santa Monica and Pacific Palisades housing costs, and more
School Information: Santa Monica and Pacific Palisades schools and the education system in California: kindergarten, elementary, high schools, colleges & universities
Local Maps & Links: Santa Monica and Pacific Palisades maps & local/California web site links for news & media, TV stations, radio stations, daily Santa Monica and Pacific Palisades newspapers, transportation, airports & bus terminals, California & local government, and more
Local Weather: Weather in Santa Monica and Pacific Palisades, California: spring, summer, winter, and fall climate changes
Santa Monica and Pacific Palisades Photo Gallery: Tour California in pictures

Special Offers: Special offers for Santa Monica and Pacific Palisades homeowners from Kate Bransfield, top Realtor
Free Reports: Kate Bransfield's free real estate reports
eNewsletter: Kate Bransfield's Santa Monica and Pacific Palisades newsletter email will send you the latest real estate information
Daily Real Estate News: Daily Real Estate News
Market Conditions Report: Daily real estate news for this neighborhood, California, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Santa Monica and Pacific Palisades California mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in California or buy your own Santa Monica and Pacific Palisades house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Santa Monica and Pacific Palisades mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
Experts: Real estate, homes for sale, and other properties: links in California, United States and Canada
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other California real estate
My Link Partners: My Link Partners from Santa Monica and Pacific Palisades and Pacific Palisades in California
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Direct Links: Direct real estate links to web sites mentioned in this Santa Monica and Pacific Palisades, California site
Ask Anything: Ask Kate Bransfield anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Kate Bransfield's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Kate Bransfield's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Santa Monica and Pacific Palisades property in California, including legal terms definitions, and more

Why Buyers Choose Me: Why homebuyers in the Santa Monica and Pacific Palisades area choose Kate Bransfield as their Realtor
Latest Listings: Get Kate Bransfield's latest Santa Monica and Pacific Palisades listings of homes for sale first!
Prices at a Glance: Compare your home's value!
Find Your Perfect Home: Kate Bransfield will search for your ideal home and email you the newest Santa Monica and Pacific Palisades MLS listings of properties
First Time Homebuyers: Are you a first time homebuyer in Santa Monica and Pacific Palisades, CA? As a top Realtor, Kate Bransfield can guide your home buying search
Mortgage Prequalification: Pre-qualify for a mortgage or loan for your Santa Monica and Pacific Palisades house or other real estate or property

Why Sellers Choose Kate Bransfield: Why home sellers in Santa Monica and Pacific Palisades choose Kate Bransfield
Free Presentation: Free in-home listings presentation on marketing your Santa Monica and Pacific Palisades, California property
Compare Your Home: Compare your home's value!
Property Valuation: How much is your Santa Monica and Pacific Palisades home worth?
What Did That Home Sell For?: What did that Santa Monica and Pacific Palisades, California property or other real estate sell for?
FSBO: Selling your Santa Monica and Pacific Palisades real estate on your own?

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